Commercial Loans – Non-Conforming Commercial Loans Throughout the United States 2017-02-15T14:48:56+00:00

Why Hopkins for Non-Conforming Commercial Loans Throughout the United States

We are based in Meridian, Idaho and make non-conforming commercial loans throughout the US.  Hopkins Financial is a private money lender with 400+ private investors and have made a half of billion+ private loan since 1983.  If you own a commercial property and need to refinance or are trying to purchase a commercial property and you cannot get a loan from conventional source we may be able to help.  This type of lending can also be referred to as "hard money",  "asset based" lending. 

We find our clients have come to us for a loan because:
- The property is in process of being leased and vacancy rate is to high.
- Tight time frame to close
- Credit issues or Bankrupcty
- Self employed; difficult income verification

Loan Terms:
Loan Amounts: $10,000 to $5,000,000+
Location: Commercial – Located in the US.
Property Types: Retail, Office, Industrial, Mulitfamily (5+ units), Land Development, Mobile homes park.
Interest Rates: Starting at 8.75%, depending on credit and property type (Average 10%-12%).
Points: 3%-5% on average, varies with the loan request.
Loan to Value: Average 60%; Up to 80%.
Term: 6 month to 30 years; Average 5-10 year balloon.
Funding Time: 7 to 30 business days varying on the type of loan.

We pay co-broker fees up to .50%

For Non-Conforming Commercial Loan Examples funded by Hopkins Financial click here

What is a Non-Conforming Loans? click here

To Get Started Click here for a Loan Application!!  - or -

 Contact Stacey Harris (NMLS#917834) at  or (208) 467-5467

Non-Conforming Commercial Loans in Idaho and the Northwest

Commercial Operation in a Residential Parcel

Non-Conforming Commercial Loans in Idaho and the Northwest

High Vacancy Retail Center

Non-Conforming Commercial Loans in Idaho and the Northwest

Mobile Home Park

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